Mortgage Loan Originator - Lake County |
| Location: | Merrillville, IN |
| Exempt/Non-Exempt: | Exempt |
| Type: | Full Time |
| Department: | Merrillville Sales Office |
| Description: | Basic Function:
Working with customers interested in identifying and obtaining mortgage loans that best meet the customer’s financial needs and objectives and provide effective referrals of mortgage clients for other bank services.
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| Duties: | Maintain knowledge of Horizon’s mortgage products, policies and procedures.
Markets, services and promotes the bank’s mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
Determines which products best meet the customer’s needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Execute effective mortgage marketing plans to meet or exceed agreed upon mortgage production goals.
Participate in Horizon’s referral process by introducing mortgage clients to other bank services.
Independently monitor trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government insured mortgages.
Represent the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Regularly work at a bank facility, but may be required to travel to prospective customers’ homes or business locations.
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| Qualifications: | Working knowledge of conventional and FHA/VA loan programs.
Minimum of one-year experience in mortgage origination.
Good organizational skills, verbal & written communication skills.
Demonstrated proficiency in relevant computer applications.
Ability to interact with individuals at all income levels and peers in a professional manner.
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